BILL Spend & Expense, formerly Divvy, is a free automated expense management solution that combines corporate cards with easy-to-use software to provide a seamless experience for managing your business spending and expenses. Track company expenses and get real-time budget insight so you can proactively make smart spending decisions.

AUTOMATE YOUR EXPENSES

Purchases are instantly recorded in the app, reducing manual input and allowing for greater efficiency.

GAIN REAL-TIME VISIBILITY

Live expense reporting and insights enables you to keep track of your company's expenditures as they occur.

PHYSICAL CORPORATE CARDS

BILL Divvy Corporate Cards can be issued to all of your employees for easy in-person spending.

VIRTUAL CARDS

Create as many free virtual cards as you need, providing a safe and convenient alternative for employees to handle business expenses.

STAY WITHIN BUDGET

Put proactive spend controls in place to prevent unapproved purchases and ensure that all spending aligns with company policies.

LET YOUR TEAM MANAGE APPROVALS

Customize transaction approval flows according to your org chart to stay on top of spending.

TRACK OUT-OF-POCKET EXPENSES

Easily manage reimbursements for spend that happens on personal cards and still stay within budget.

MAKE MONTH END A BREEZE

Integrate your expenses with major accounting software such as QuickBooks, Xero, NetSuite, and Sage Intacct, and make it effortless to manage your finances and close your books in record time.

Download the BILL Spend & Expense app to streamline your business expense management, save valuable time and resources, and gain real-time control over your expenses.

If you're looking to manage accounts payable and accounts receivable on the go, please download the BILL AP & AR app.

Disclosure: BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; BILL Divvy Corporate Card is issued by Cross River Bank, member FDIC.

Overview

Bill Spend & Expense (Divvy) is a comprehensive expense management solution designed to streamline the entire expense reporting process for businesses. It offers a range of features that automate expense tracking, approval, and reimbursement, saving companies time and money.

Key Features

Expense Tracking:

* Mobile App: Employees can capture receipts and expenses on the go using the mobile app.

* Receipt Scanning: Optical character recognition (OCR) technology automatically extracts data from receipts, eliminating manual entry.

* Expense Categorization: Expenses are automatically categorized based on rules, simplifying reporting and analysis.

Approval Workflow:

* Automated Approval: Managers can set up approval rules based on amount, category, or employee.

* Real-Time Notifications: Approvers receive notifications when expenses are submitted for approval.

* Flexible Approvals: Approvals can be made from any device, ensuring timely processing.

Reimbursement Management:

* Integrated Payments: Divvy integrates with major credit cards and bank accounts for seamless reimbursement.

* Expense Reports: Employees can easily create expense reports for submission to accounting.

* Direct Deposits: Reimbursements can be deposited directly into employee bank accounts.

Reporting and Analytics:

* Customizable Reports: Businesses can create custom reports to analyze spending patterns and identify areas for optimization.

* Real-Time Insights: Dashboards provide real-time visibility into expense data, enabling proactive decision-making.

* Integration with Accounting Systems: Divvy seamlessly integrates with popular accounting software, eliminating manual data entry.

Benefits

* Time Savings: Automating expense tracking and approval saves businesses and employees valuable time.

* Cost Reduction: Streamlining the expense management process reduces overhead costs associated with manual processing.

* Improved Compliance: Divvy ensures compliance with expense policies and reduces the risk of fraud.

* Enhanced Visibility: Real-time insights into spending data empower businesses to make informed decisions.

* Employee Empowerment: Employees can easily submit and track expenses, fostering transparency and accountability.

Conclusion

Bill Spend & Expense (Divvy) is a robust expense management solution that provides businesses with a comprehensive suite of features to streamline their expense reporting processes. By automating expense tracking, approval, and reimbursement, Divvy saves companies time and money while improving compliance and providing valuable insights into spending patterns.