The CBI m-Passbook serves as a digital alternative to traditional bank passbooks, enabling users to monitor and manage their financial transactions conveniently on their smartphones. To access it, simply log in with your Customer Information File (CIF) number and registered mobile number; a One-Time Password (OTP) is then sent for verification to the associated mobile number.

The user-friendly interface allows for effortless browsing through account statements. Security is enhanced with biometric login capabilities, ensuring that financial information remains private. Additionally, the app offers the advantage of storing a personal ledger directly within its database, granting fast and easy access to your financial data, which is also available offline for convenience.

CBI m-Passbook: A Comprehensive Summary

Introduction

CBI m-Passbook is a mobile banking application developed by the Central Bank of India (CBI) to provide convenient and secure banking services to its customers. This application allows users to access their bank accounts, perform various transactions, and manage their finances on the go.

Key Features

* Account Summary: Provides a consolidated view of all linked accounts, including balances, recent transactions, and account details.

* Transaction History: Allows users to view a detailed history of all transactions, including deposits, withdrawals, transfers, and more.

* Fund Transfer: Facilitates instant fund transfers within CBI accounts and to other banks through IMPS, NEFT, and RTGS.

* Bill Payments: Enables users to pay utility bills, mobile recharge, and other recurring payments seamlessly.

* Recharge and Payment: Allows users to recharge prepaid mobile numbers and make payments for various services, such as DTH and broadband.

* Cheque Book Request: Provides the ability to request a new cheque book directly from the app.

* ATM/Branch Locator: Helps users locate nearby CBI ATMs and branches for cash withdrawals and other banking needs.

* QR Code Scanner: Facilitates quick and easy scanning of QR codes for payments and other services.

* Personalized Profile: Allows users to customize their profile with a photo, name, and other details.

* Security: Employs advanced security measures, including two-factor authentication and encryption, to protect user data and transactions.

Benefits

* Convenience: Offers 24/7 access to banking services from anywhere with an internet connection.

* Time-Saving: Eliminates the need for physical bank visits, saving time and effort.

* Secure: Adopts robust security protocols to ensure the safety of user funds and personal information.

* User-Friendly Interface: Designed with a user-friendly interface that makes navigation and transactions effortless.

* Cost-Effective: Provides free access to a wide range of banking services, reducing the need for paid services.

Eligibility and Enrollment

To use CBI m-Passbook, customers must have an active CBI account. Enrollment is simple and can be completed through the mobile banking app or by visiting a CBI branch.

Customer Support

CBI provides dedicated customer support through multiple channels, including a helpline, email, and live chat. Customers can reach out for assistance with account queries, transaction issues, and any other related concerns.

Conclusion

CBI m-Passbook is a comprehensive and convenient mobile banking solution that empowers customers with secure and easy access to their banking needs. Its user-friendly interface, wide range of features, and robust security measures make it an ideal choice for customers seeking a seamless and secure banking experience.