Insure your vehicle, Health, Life & Travel. Manage vehicle, pay challans & more

At ACKO, we offer Car, Bike, Health, Travel and Life insurance.

Buy, manage and claim on any ACKO policy directly on the app: No commission, zero paperwork, superfast claims in minutes.

What you get with the ACKO app

• Insurance for your ride: Bike or Car

• Health insurance for your family

• Corporate health insurance

• Commission-free plans at incredibly low premiums

• Paperless insurance experience

• Exclusive discounts on insurance

• Manage your policy on the go

• Get instant one-tap renewal

• Experience smooth claims processing. Tap-upload-done!

• Get insurance quotes in seconds

With ACKO, you don’t get

• The nostalgic smell of paper, because we have paperless everything

• The chance to connect with strangers and talk for hours about where your claim is stuck, because all our processes are automated. Sorry. :)

Why ACKO is trustworthy

✓ 7.5 Cr+ happy customers.

✓ 4.6/5 Star Google rating.

✓ 400 Cr+ claims settled.

What is special about ACKO?

Our team is obsessed with making insurance super simple. We offer:

Low-cost premiums

We focus on selling insurance directly to our customers. This helps us save commission costs and pass savings as discounts.

Claims service you’ll love

Minor damage to the car? Get instant claim settlement. Major damage? Give us a call, and we’ll pick up your car, get it repaired, and bring it back to you within 3 days. You’ll also get step-by-step updates on your claims for Bike, Car, and Health Insurance, so you don’t have to sit and wonder what’s going on.

Insurance made easy

Whether you want to buy insurance for your motorbike, renew car insurance, or purchase health insurance plans, this app will help you to do it all.

Get free insurance quotes

Get Car, Bike and Health Insurance quotes on the app for free. For example, you can calculate your car insurance premium within 60 seconds to compare plans.

Purchase vehicle insurance quickly

Enter details. Get exclusive quotes. Make the payment. Receive your motor insurance policy instantly! Also, access your auto insurance policy document, edit details, and check the policy status.

Buy health insurance online easily

Check health insurance quotes, choose your preferred plan, and buy health insurance for you and your family. You can use the app to buy Arogya Sanjeevani and ACKO Standard Health Insurance Policy.

Health insurance for employees

Avail all the insurance and health benefits of your Employee Group Health Insurance — get free doctor consultation, track your fitness & earn rewards, book lab tests, and order medicines from the app!

Access/edit/claim partner policies

If you have purchased insurance policies via our partners, you can access, edit, and raise a claim using the app. This is also applicable in the case of insurance policies for mobile/electronics/appliances.

Do more with ACKO

• Know your car’s resale value.

• Get daily fuel prices.

• Search for nearby EV chargers.

• Find PUC centres nearby.

• Find mobile repair centres near you.

• Track pending traffic challans.

Got questions?

For more details on insurance, please visit www.acko.com. If you have any questions, please write to us at or give us a call on 1860 266 2256.

IRDAI Registration No: 157 | Acko General Insurance Ltd.

Registered office - #36/5, Hustlehub One East, 27th Main Rd, Sector 2, HSR Layout, Bengaluru 560102

Disclaimer

The non-insurance services are facilitated and serviced by ACKO Tech and in no way affiliated to the insurance products & services owned or offered by ACKO GI. Read more: https://www.acko.com/terms-and-conditions/app-store-terms/

What's New in the Latest Version 8.1.6

Last updated on Jun 4, 2024

It’s better than before.
This new release is all about ease. We’ve shot down the bugs that were messing with your ACKO experience. This is by far the best until our next release!

Introduction

ACKO Insurance is a leading digital insurance provider in India, renowned for its innovative products, seamless online platform, and customer-centric approach. With a mission to make insurance accessible and affordable for all, ACKO has disrupted the traditional insurance landscape, offering a wide range of products tailored to the evolving needs of individuals and businesses.

Product Portfolio

ACKO's product portfolio encompasses a comprehensive range of insurance solutions, including:

* Motor Insurance: Covers two-wheelers, cars, and commercial vehicles, providing protection against accidents, theft, and other unforeseen events.

* Health Insurance: Offers various plans, from individual to family coverage, to protect against medical expenses and hospitalization costs.

* Travel Insurance: Provides coverage for domestic and international travel, including medical emergencies, trip delays, and lost luggage.

* Home Insurance: Protects homeowners and renters from damages to their property and belongings due to fire, theft, or natural disasters.

* Business Insurance: Tailored to the specific needs of businesses, covering assets, liabilities, and employee benefits.

Digital Platform

ACKO's digital platform is designed to provide a hassle-free and convenient insurance experience. Customers can easily purchase, manage, and track their policies online or through the mobile app. The platform offers:

* Instant Quotes: Provides real-time quotes based on individual requirements, allowing customers to compare and choose the best option.

* Online Policy Issuance: Policies can be issued instantly, eliminating the need for physical paperwork or agent interactions.

* 24/7 Customer Support: Dedicated customer support team is available around the clock to assist with queries and claims.

Customer Centricity

ACKO places customer satisfaction at the heart of its operations. The company emphasizes:

* Transparent Pricing: No hidden charges or fine print, ensuring customers understand their coverage and premiums clearly.

* Fair Claims Settlement: Quick and hassle-free claims settlement process, with a focus on customer satisfaction.

* Personalized Service: Tailored insurance solutions based on individual needs and preferences, providing customized protection.

Technology and Innovation

ACKO leverages technology to enhance its insurance offerings and customer experience. The company utilizes:

* Artificial Intelligence (AI): AI algorithms are employed for underwriting, fraud detection, and personalized recommendations.

* Machine Learning (ML): ML models are used to predict risks and optimize pricing, ensuring competitive and affordable premiums.

* Blockchain: Blockchain technology is explored to enhance security and transparency in insurance processes.

Awards and Recognition

ACKO's commitment to innovation and customer service has been recognized through numerous awards and accolades, including:

* "Best Digital Insurance Company" by Frost & Sullivan

* "Most Innovative Insurance Company" by Business Today

* "Best Insurance App" by Google Play Store

Conclusion

ACKO Insurance has revolutionized the insurance industry in India by providing accessible, affordable, and customer-centric insurance solutions. With its innovative digital platform, comprehensive product portfolio, and unwavering focus on customer satisfaction, ACKO continues to empower individuals and businesses with the protection they need to navigate life's uncertainties with confidence.