EARN 5.00% APY ON YOUR CASH

With our Cash Account, we work with partner banks so you can earn 10x the national average interest rate and get 32x the standard FDIC insurance ($8M for single accounts, $16M for joint accounts). Plus, skip the account fees, and make unlimited fee-free transfers. It’s easy to spend, save, and organize your cash, and it’s easy to move your money to invest within minutes when you’re ready.

HIGHER YIELD, LOW-RISK BOND ETFS

Our Automated Bond Portfolio is a diversified mix of bond ETFs that’s easy to manage and easy to cash out. Designed for a higher yield than savings with less risk than stocks and personalized to your tax situation, it’s an ideal place to save for your near-term goals.

AUTOMATE YOUR INVESTMENTS

Hands-off investing made easy. Start by answering a few questions, and we’ll recommend a globally-diversified portfolio of automated index funds that’s personalized for you. We’ll handle the trades, reinvest your dividends, and help to lower your taxes with Tax-Loss Harvesting.

INVEST IN STOCKS WITH ZERO COMMISSIONS

Skip countless hours of research and get the due diligence done for you with our Stock Investing Account. We make it easier to explore investing themes and opportunities to help you find more companies that aren’t on your radar (yet!). It’s your shortcut to smarter stock investing.

BUILD YOUR WEALTH IN ONE PLACE

Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth.

Disclosures

Product interface images are for illustrative purposes only and securities displayed aren’t endorsements or recommendations. Any performance figures displayed aren’t representative of actual performance.

The national average interest rate is based on FDIC.gov, as of November 3, 2023.

Nerdwallet receives cash compensation for referring potential clients to Wealthfront Advisers, LLC (“WFA”) via advertisements placed on their respective websites. Nerdwallet and WFA are not associated with one another and have no formal relationship outside of this arrangement. Nerdwallet’s opinions are their own. Their ratings are determined by their editorial team. The scoring formula for online brokers and robo-advisors takes into account over 15 factors, including account fees and minimums, investment choices, customer support and mobile app capabilities. Nerdwallet ranking as of January 2023. © 2017-2023 and TM, NerdWallet, Inc. All Rights Reserved.

Bankrate's endorsement was voluntarily given and Wealthfront has no formal relationship with Bankrate.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. Rate is subject to change. Investment management and advisory services--which are not FDIC insured--are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront”). The Stock Investing Account is a limited-discretion investment product offered by Wealthfront Advisers.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security.

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

Wealthfront is a leading digital wealth management platform that offers a range of financial services to individuals and families. It combines automated investing with personalized financial advice, providing users with a comprehensive solution for managing their financial goals.

Automated Investing

At the core of Wealthfront's offering is its automated investing service. The platform uses advanced algorithms to create personalized investment portfolios based on each user's unique financial situation and risk tolerance. These portfolios are diversified across multiple asset classes, including stocks, bonds, and real estate, to minimize risk and maximize returns.

Personalized Financial Advice

In addition to automated investing, Wealthfront provides personalized financial advice to its users. The platform's team of certified financial planners is available to answer questions, provide guidance, and develop customized financial plans. This human touch complements the automated investing services, ensuring that users have access to both data-driven insights and professional expertise.

Key Features

* Personalized Investment Portfolios: Tailored to each user's financial goals and risk tolerance.

* Tax-Loss Harvesting: Automatically sells losing investments to offset capital gains, reducing tax liability.

* Automatic Rebalancing: Regularly adjusts portfolios to maintain target asset allocation.

* Financial Planning: Access to certified financial planners for personalized advice and guidance.

* Cash Account: High-yield cash account with no fees or minimum balance.

* Mobile App: Convenient access to account information, portfolio performance, and financial planning tools.

Benefits

* Simplified Investing: Automated investing removes the complexity and guesswork from portfolio management.

* Professional Advice: Access to financial planners ensures that users make informed decisions and achieve their financial goals.

* Tax Optimization: Tax-loss harvesting and automatic rebalancing help maximize returns and minimize taxes.

* Low Fees: Wealthfront's fees are transparent and competitive, making it an affordable option for investors of all levels.

* Convenience: The mobile app and online platform provide easy access to account information and financial planning tools.

Eligibility and Fees

Wealthfront is available to individuals and families in the United States. The minimum investment amount is $500, and the platform charges an annual management fee of 0.25% on assets under management.