Invest money wisely, get health insurance, build smart habits, and more!

At Finhabits, we believe that financial services should be more inclusive. Our app allows you to invest for your future, save for retirement, sign up for affordable health insurance plans, and learn smart financial habits.

Join our community and master your money habits!

• INVEST LIKE A PRO •

We offer investment and retirement savings accounts and accept both the SSN and ITIN. Put your money to work for your future. Finhabits lets you invest on automatic, so it’s easier to stick to your plan. Start with $100 a week or $10,000 all at once – you decide how much you invest and how often you deposit. Our portfolios are well-diversified by financial experts with over 20 years of experience. The Finhabits Platform Subscription fee is $10 per month and includes three investment accounts along with a host of financial tools and content. When your combined balances across all your Finhabits investment accounts surpass $12,000, you will automatically switch to an annual Asset Management fee of 1.0%.

• GET HEALTH INSURANCE •

Finhabits helps you find affordable health insurance, dental and vision plans for you and your family. Health insurance can help cover expenses in the case of medical emergencies. Let our experts help you find the plan you need.

• LEARN WITH FINHABITS ACADEMY •

We know that many families don’t often talk about building good money habits. Finhabits Academy includes visuals and close-up, hands-on examples that make you feel like you’re meeting one-on-one with our financial experts. Plus, join one of our award-winning Money Journeys, and start developing new habits in just five minutes a day.

Get in touch with us at 1-800-492-1175 or at [email protected].

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*Other custodial fees/expenses may apply and will be reflected in the pricing of the ETFs you invest in. These fees are not part of the monthly cost.

Investment advisory services offered through Finhabits Advisors LLC, an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Past performance is no guarantee of future results or returns. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. All information herein as well as any communications on social media is not an offer, solicitation of an offer, or advice to buy or sell securities or services. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See SIPC.org for more details. By using this website, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. Exchange Traded Funds are provided by Vanguard and iShares, registered trademarks of The Vanguard Group Inc. and BlackRock Inc.

Insurance services offered through Finhabits Insurance Services LLC, a licensed producer in certain states. Visit https://www.finhabits.com/insurance-licenses for more details. All information herein as well as any communication on social media is neither an offer to sell insurance nor an advertisement of insurance in any place except states with licenses. Finhabits Advisors LLC is not a fiduciary to insurance products or services.

All images are for illustrative purposes only and show hypothetical accounts, balance, growth, and do not represent an actual or typical client experience. For important legal disclosures regarding Finhabits, please carefully review https://www.finhabits.com/legal.

© 2024 Finhabits Inc. All rights reserved.

Introduction

Finhabits is an innovative mobile application that combines behavioral science, financial education, and automated investing to help users improve their financial well-being. This summary provides an in-depth overview of the platform's key features, strategies, and benefits for experienced players.

Core Principles

Finhabits is built on the following core principles:

* Behavioral Science: Utilizes insights from behavioral economics and psychology to understand and overcome common financial biases.

* Financial Education: Provides bite-sized, interactive lessons to enhance financial literacy and empower users with actionable knowledge.

* Automated Investing: Simplifies and automates the investment process, allowing users to save and invest effortlessly.

Key Features

Finhabits offers a range of features tailored to experienced players:

* Personalized Financial Plan: Creates a customized plan based on individual goals, risk tolerance, and time horizon.

* Behavioral Insights: Identifies and addresses behavioral biases that hinder financial progress.

* Automated Savings and Investments: Automatically transfers funds from a linked bank account to a diversified portfolio of ETFs.

* Tax-Advantaged Accounts: Supports both traditional and Roth IRAs for tax-efficient savings.

* Financial Coaching: Provides access to experienced financial coaches for personalized guidance and support.

Strategies for Experienced Players

Experienced players can leverage Finhabits' features to enhance their financial strategies:

* Maximize Retirement Savings: Optimize contributions to IRAs to maximize long-term retirement savings.

* Diversify Investments: Access a wide range of ETFs to create a diversified portfolio that aligns with risk tolerance.

* Behavioral Modification: Identify and overcome financial biases to improve decision-making.

* Financial Education: Enhance financial knowledge through interactive lessons and personalized insights.

Benefits for Experienced Players

Finhabits offers several benefits to experienced players:

* Simplified Investing: Automates the investment process, freeing up time and reducing stress.

* Personalized Guidance: Provides tailored financial advice and support from experienced coaches.

* Behavioral Insights: Helps overcome biases and make more informed financial decisions.

* Tax Optimization: Supports tax-advantaged accounts for efficient retirement savings.

* Continuous Improvement: Offers ongoing education and support to foster financial growth.

Conclusion

Finhabits is a powerful tool that empowers experienced players to improve their financial well-being. By combining behavioral science, financial education, and automated investing, the platform provides personalized guidance, simplifies the investment process, and promotes positive financial habits. By leveraging its features and strategies, experienced players can optimize their financial plans, enhance their financial knowledge, and achieve their long-term financial goals.