BILL Spend & Expense, formerly Divvy, is a free automated expense management solution that combines corporate cards with easy-to-use software to provide a seamless experience for managing your business spending and expenses. Track company expenses and get real-time budget insight so you can proactively make smart spending decisions.

AUTOMATE YOUR EXPENSES

Purchases are instantly recorded in the app, reducing manual input and allowing for greater efficiency.

GAIN REAL-TIME VISIBILITY

Live expense reporting and insights enables you to keep track of your company's expenditures as they occur.

PHYSICAL CORPORATE CARDS

BILL Divvy Corporate Cards can be issued to all of your employees for easy in-person spending.

VIRTUAL CARDS

Create as many free virtual cards as you need, providing a safe and convenient alternative for employees to handle business expenses.

STAY WITHIN BUDGET

Put proactive spend controls in place to prevent unapproved purchases and ensure that all spending aligns with company policies.

LET YOUR TEAM MANAGE APPROVALS

Customize transaction approval flows according to your org chart to stay on top of spending.

TRACK OUT-OF-POCKET EXPENSES

Easily manage reimbursements for spend that happens on personal cards and still stay within budget.

MAKE MONTH END A BREEZE

Integrate your expenses with major accounting software such as QuickBooks, Xero, NetSuite, and Sage Intacct, and make it effortless to manage your finances and close your books in record time.

Download the BILL Spend & Expense app to streamline your business expense management, save valuable time and resources, and gain real-time control over your expenses.

If you're looking to manage accounts payable and accounts receivable on the go, please download the BILL AP & AR app.

Disclosure: BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; BILL Divvy Corporate Card is issued by Cross River Bank, member FDIC.

Introduction

BILL Spend & Expense, formerly known as Divvy, is a comprehensive expense management solution designed to simplify and streamline financial processes for businesses of all sizes. With a suite of powerful features and seamless integrations, Divvy empowers finance teams to gain visibility into spending, control costs, and automate workflows.

Key Features

* Virtual and Physical Cards: Divvy provides both virtual and physical cards to employees, enabling them to make purchases online or in-store.

* Real-Time Expense Tracking: All transactions are automatically captured and categorized, providing real-time visibility into spending patterns and budget adherence.

* Approval Workflows: Divvy's approval workflows ensure that expenses are reviewed and approved by designated individuals, preventing unauthorized spending.

* Automated Reconciliation: The platform automatically matches receipts to transactions, reducing the need for manual reconciliation and saving time.

* Data Integration: Divvy seamlessly integrates with accounting software and other business applications, streamlining financial reporting and eliminating data silos.

Benefits

* Cost Control: Divvy's real-time expense tracking and approval workflows help businesses control spending and prevent overages.

* Improved Visibility: The platform provides a comprehensive view of all expenses, enabling finance teams to identify areas for optimization.

* Automated Workflows: Automated reconciliation and approval processes streamline financial operations, freeing up time for more strategic tasks.

* Data-Driven Insights: Divvy's reporting and analytics capabilities provide valuable insights into spending patterns, helping businesses make informed decisions.

* Increased Efficiency: By eliminating manual processes and automating workflows, Divvy significantly increases the efficiency of expense management.

Target Audience

BILL Spend & Expense is ideal for businesses of all sizes, including:

* Startups and small businesses looking to streamline expense management

* Mid-sized companies seeking to improve visibility and control over spending

* Enterprise organizations requiring a scalable and customizable solution

Pricing and Support

Divvy offers a tiered pricing model based on the number of users and features required. The platform comes with dedicated customer support, including onboarding, training, and ongoing technical assistance.

Conclusion

BILL Spend & Expense (Divvy) is a powerful and user-friendly expense management solution that empowers businesses to take control of their spending. By providing real-time visibility, automated workflows, and data-driven insights, Divvy helps finance teams optimize their financial processes, improve cost control, and increase efficiency.